Where you don't need to be a Millionaire to be treated like one.

Heather Nyssen

PROFESSIONAL GOLD COAST MORTGAGE BROKER

Heather Nyssen is one of the most experienced, understanding and down to earth Mortgage Brokers in the country.

Her very personal approach to determining your wants and needs, and matching them to the right finance structure and lender to suit you, will reassure you that this Broker, and not a Bank, has your best interests at heart.

Many of her clients become personal friends, and she views their success and happiness as a personal triumph.

An appointment with Heather is an informative and interactive session with someone who cares and backs it up with the knowledge, and the experience, that allows her to assess and discuss with you, all of your available options.

Why Choose NyMac Finance for your Gold Coast home loan?

When you’re researching what could be the largest purchase of your life, or one in a series of purchases as part of your investment strategy, it’s easy to be overloaded with too much of the wrong information. Peace of mind comes from dealing with people who share your vision and can relate to you directly from their own experiences with property ownership.
 
The Principals of NyMac Finance have that experience, and can share information that most finance brokers may not be aware of. You can confidently make informed decisions when you deal with people who have first hand experience.
 
That’s us, NyMac Finance.

Talk to us about

Home Loans

Home loans come in a range of categories, each with their own range of features specific to different needs – it can be confusing. Talking to one bank about your needs will not make you aware of more suitable products offered by another bank. You will feel reassured when you speak with a NyMac Finance Consultant. We’re up to date with all there is on offer.
 
As members of the Mortgage Finance Association of Australia (MFAA), and the finance aggregator PLAN Australia, we are constantly receiving training on the wide range of loan products available from all reputable lenders. Whether you’re a first home buyer, upgrading to a new home, or you’re a property owner wanting to use some of the equity in your home, we can show you loan products that best suit your needs.

Talk to us about

Refinancing

Refinancing your loan is common and can help you improve your current loan situation. At NyMac Finance our aim is to help you feel reassured that you know what is happening, and that you will get a loan product well suited to your needs.
 
Whether you’re looking to get a better interest rate, reduce your monthly repayments, consolidate your debts or release quity in your home, NyMac Finance can help you out.

Commercial & Business Finance

Starting or expanding a business? Purchasing or refinancing a Commercial Property? You need the best possible finance assistance, based on the very latest information. 

Motor Vehicle & Equipment Finance

Whether you need a vehicle for work or for pleasure, or a more specialised machine for earthmoving or construction, NyMac Finance can source finance whatever your requirement.

Investment Loans

Are you aware that by using the equity in your home, you may be able to fully fund the purchase of an investment property? and without using your personal savings! Investment Loans are similar to Home Loans however, the structure of the loan facility needs to be carefully considered because of tax deductibility options. Setting up an investment loan structure correctly right from the start will avoid what could be an expensive change later on.

Construction Loans

Different to a regular Home Loan, the Construction Loan is drawn down in stages as the builder reaches different milestones as listed in the Building Contract. Most lenders only require interest payments on the loan during the construction phase. After completion the loan may revert to a standard Principal & Interest repayment loan and you have the option of choosing between different loan types, including Fixed Rate loans.

Bridging Loans

Bridging Loans allow you to purchase a new home now and sell your current home later.  These loans are especially helpful to ‘bridge’ the gap between the sale of one property and the purchase of another. With a bridging loan you can buy or build your new home before you sell your existing home, avoiding the move into a rental property while you wait for your new home to be ready.

Deposit Bonds

If your funds are tied up or if you’re planning to use the equity in your home to make a new purchase, a Deposit Bond is the perfect alternative to a cash deposit. A Deposit Bond is usually issued by an Insurance Company and is generally cheaper than a short term loan from your Bank. Please check with your Real Estate Agent that a Deposit Bond will be acceptable by their vendor. Deposit Bonds are usually available within a few days of application.

Low Doc Loans

A Low Documentation loan may be suitable for the self-employed or small company borrower whose financial statements / tax returns may not be available for many different reasons e.g. their Accountant may not have completed their bookwork.

Superannuation Loans

Interested in purchasing property through your Super Fund? It’s important you know what’s required and how to do it before you look for a property or sign a contract. Call us for an assessment of your position and find out from people who know how to do it.

Budget & Loan Calculators

Try this simple mortgage calculator or this budget planner provided by Money Smart.
They won’t take into account your personal circumstances, or loan features, but you may find them useful.